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Duncan 26, San Antonio TX
$57'303 total debt
$880 minimum monthly payments, 41% of his current income
At least $400 interest accruing each month ignoring student loans and stuff in collections
First truly mentally ill person on the show, he weirds me out a little but I might be just paranoid. I don't trust people who cry on camera. I've timestamped some of the oddness, not in chronological order
Self-rated 3/10 financially
Has been watching Caleb for "a couple months" hasn't started budgeting
- cries from stress of his situation? Tries to explain his failures in past attempts to budget timestamp
Diagnosed with "Bipolar II Disorder" plus some backstory, only recently got meds
Career:
Delivery for Tiff's Treats and somtimes on-duty manager on weekends, does Grubhub/Doordash on the side
"I got deactivated from Grubhub for some reason" timestamp
Drives company car so his gas payments aren't bad
Currently making $23 an hour and $18 as the stand-in manager
hours cut, losing insurance in July (sales down year after year)
nervous laughter here timestamp
financially struggling
only 6 stores in his district
Personal Life:
Lost his last credt for film grad because Covid and classes/grades fell apart afterwards near beginning of covid?
Was taking classes last semester? timestamp
Not this semester though so Student Loans are active now
Sudden jump from verge of tears to recitation of the canned youtube comment line about finance needing to be taught in high school timestamp
"I think that's a big detriment to the American education system, nobody gets taught finances, ever"
Wants to go back to school for a business degree but can't because of his current situation
Savings/Expenses:
Nothing in retirement
USAA checking
Monthly balance $225 -> 281
Spent money on Uber Eats, overly self-deprecating statement to dodge timestamp
Same dodge trips to coffee shop/donuts/general eating out timestamp
Shared checking with him and his girlfriend
Pays to do gig work? Not sure if I understood that right
$766 last month just on fast food/eating out (36% of income)
Swipe savings
$7 -> $161.85
$224 car insurance payment since he got into an accident uninsured
Debt:
Says he has a terrible credit score (551)
Was at 630 3 months ago
Found a credit repair company he's been thinking of reaching out to
Student loans (paying interest only) Variable Interest Rates
$13'316 14% interest
10% interest
10% interest
Car Max Loan
$16'584 remaining, 421 minimum monthly payment (he's got another 400 past due with a 21 late fee)
10.45 interest rate
"All three of the credit cards I emailed you are in collections" timestamp
USAA credit card
Some old Visa
Coles Card
Owes $63.23 on "Afterpay"
Also on Paypal, Affirm and Klarna "I made a series of really really bad decisions"
- Affirm is 1k
"And it's just this stupid stupid anxiety of not knowing what I'm gonna have left" timestamp
Personal Loan
took it out a year ago because he was "freaking out about money" at the time
1'400 balance
Personal Loan
$986 "one of those finance app where you pay a certain amount and you get the rest of the loan back"
Not paying this one?
Owes Grandpa $4'500
"terrible situation"
First car he bought died, grandpa co-signed for a new car
- got t-boned and did not have insurance
Has had 2 cars get totaled while on job?
$10 monthly payments, it's informal
- RICHARD_NIXON_IS_GOD : Black on Black racism.
- rylan : add black people warning
- DickButtKiss : shithole country
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About two weeks ago a massive drama shitstorm erupted in both /r/southafrica and South Africa IRL when Burger Ambassador accused ANC of sending arms to Ukraine conflict.
=========Earlier, the US ambassador to South Africa, Reuben Brigety, told local journ*lists in a briefing that Washington was confident a Russian vessel had uploaded weapons and ammunition from South Africa in December.
“Amongst the things we noted were the docking of the Russian cargo ship Lady R in Simon’s Town between December 6 and December 8, 2022, which we are confident uploaded weapons, ammunitions … as it made its way back to Russia,” Brigety said in a briefing to local journ*lists, as cited by the Reuters news agency.
“Arming of Russia by South Africa with the vessel … is fundamentally unacceptable,” Brigety said, adding that senior US officials had “profound concerns” about South Africa not respecting its professed policy of non-alignment and neutrality with regard to Russia’s war.
This “does not suggest to us the actions of a non-aligned country”, he said.
Washington has repeatedly warned countries against providing material support to Russia, cautioning that those who do may be denied access to the world’s most important markets.=====(from article)
It's important to note that most RSA liberals are very pro Ukraine, but this depends on race as well. CoLoureds are all over the place, ANC wingcucks and leftwingers in general tends to suck russian peepee because of the Cold War allegiances, regardless of whether Russia is actually still communist or not.
A lot of the infighting between people in /r/SouthAfrica is pretty r-slurred. Most white liberals support Ukraine and considers the conflict to be Imperial aggession on Russia's part. Many black liberals are in conflict with their black left winger counterparts, because of wingcuckery. Black liberals consider this a moment to call out russia's assault on Ukraine, as staying silent or neutral makes them just as impassive to worldly evil happening across the globe, as they have accused europeans to have been silent on the Apartheid regime for decades.
Thus this is a watershed moment for many black and white liberals, as they realize their wingcuck black leftwing friends are pro russia simply to spite the Western powers like UK, USA or Western Europe, or because they are wingcucked into being pro Russia, and literally demonize Ukraine - a country which has never harmed or colonized Africa. This creates bitter ideological spats between peeps both IRL and on /r/Southafrica.
Point is it's infighting galore. Yet regardless of how pees feel, the ANC government has always been pretty ultra pro Russia, and has overlooked Soviet warcrimes and conquest of nations while highlighting American and Western global crimes like toppling Leftwing govs in South America by CIA operatives.
Point is ANC is now in a bind, they clearly desperately wanna suck off Russia, but America an europe make out the vast majority of RSA's exports. Thus openly supporting Russia would make South Africa a pariah, and doom the economy if America applies sanctions.
Can't find the original post, but drama started here:
=========
Lot's teeth gnashing and sneeed followed this revelation. It was unbelievable! RSA economy worst in like 15 years, COVID had ravished the economy, and now the ANC wants to pull this stunt?
"I mean for the last 20 years or so the ANC has been on a "become like the NP" speedrun." (The NP is the National Party, the group ruling during Aprtheid)
"This does make me scared of potential sanctions. I hope nothing major like that comes true but at this point man. Why this country is supporting one of their lower trading partners instead of ACTUALLY staying neutral is beyond me."
"Can this please be the final straw that breaks the ANCamel’s back."
I wonder what would happen if South Africa’s major trading partners decide to sanction the country for the country’s “neutrality”
"Hey ANC, what happened to the last SA government that managed to get sanctioned by the west?"
Very soon after the struggling Rand immediately tanked
https://www.news24.com/fin24/markets/breaking-rand-breaches-r19-20230511
Some other South africans were Memeing with some pretty funny posts, mocking the accused weapons send to Russia, and joking that primitive traditional South African weapons like Assegai spears or Kipi shields were to be send via ship to the Russian forces!
More joke post about the Russian ships which suspiciously docked at RSA ports in "broad daylight" while Ukraine conflict rages. This one jokes about common RSA foods
https://old.reddit.com/r/southafrica/comments/13fhvn9/photographic_evidence_of_sa_shipping_arms_to/?sort=controversial
Some more sneeding as Rand continues to crater. Here's a random crypto r-slur
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There's still hope for @Zenzic @COMMUNISTHOMOGROYPER @RACISTFEMBOYGROYPERV3 @MarseyIsMyWaifu (or carp pls pin) and the manlet haters !chuds !besties !groyperethnostate !incels
Let's start with the fact that he has his own https://groomercord.gg/PAXaSfs32b and a manifesto after a short comparison to @Shreddedmanlet
https://redd.it/os3imf6azsza1.jpg
So let's see how his night out with a redditor went
Nah she's just a friend I barhopped with last night
Friend". Bro she straight up said you were kind of a peepee on Groomercord. She said you were awkward and yelled thug max. You also took her drinks.
I joked about thugmaxxing when I first met she said rest of the night I was normal. And I asked for permission, and the final drink of the night I paid for
can't be all bad if he's chivalrous. The redditor in question self doxed and posted in the thread as /u/cold-salamander5798 with gems such as
https://tinder.com/@deena22 I don’t have trouble getting matches just would like some constructive feedback :) for reference I am a woman who swipes on women! Thanks! My bio says “masters student pursuing AT super easygoing and down for anything. Ask me why I’m deathly scared of bees”.
Which led to the interesting insight that /u/p_yth has been using AI to change his hairstyle and as many filters as a mid foid on TikTok.
He's also not above wearing sexy high heels to overcome @Shreddedmanlet s limitations
Let's take one last look at him, surely he's an ogre, and it's not just his personality/needing a shower and some weights, right?
Got rejected by a bunch of woman I've seen on Tinder last night at a bar side party, its crazy how many women in a row reject me, you couldn't do this on purpose, and I'm confident as heck with woman. Eventually, I gave up and wandered into this PC gaming center where I guess society wants me to be](https://old.reddit.com/r/Tinder/comments/13hczf3/got_rejected_by_a_bunch_of_woman_ive_seen_on?sort=controversial)
Assorted gems to scroll through for the interested reader
r/Tinder - Just applied my tattoo, gonna go clubbing again for the first time in two weeks
Back in January 2021 I was pissed about being a virgin, so I mass messaged a bunch of woman on a fat fetish dating app until one responded. The reason why I use the term "casual encounter" is cause that's she had on her profile in her "preferences" section. It was some chick in her early 30s, i was 21, and she apparently had been through a bad breakup and was really hurting inside looking for some quick s*x. She lived alone with a couple cats as well, really chill chick but she ghosted me after the s*x. It was a good experience tho, I stuffed her with food and a 2 liter of soda during the experience as well. But honestly my favorite part was after the s*x when i was just cuddling with her on the couch watching tv. I thought it was going to be a relationship afterwards and I was living on cloud 9 for a couple days after that, but sadly it turned out she had no interest in seeing me afterwards. I'm happy tho I can't call myself a virgin anymore cause I remember for the longest time being depressed I was still a virgin. Since then I've had s*x once more, and I hope to be able to increase that to once a week once i master thugmaxxing in the club, cause right now I'm able to consistently make out and dance with random woman at the club, but not actually able to take them home with me and have s*x
In finale, we all stan for a truecel
How do you come up with ideas for these posts please teach me because this is some quality trolling
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I would like to welcome my new 50 thousand Twitter followers who have joined me in the past one day as attacks continue to come my way. With nearly 200 thousand followers, I can keep getting the facts and the truth out! I need 1 million followers first, not to get attention, but… pic.twitter.com/zjWKtEHvmE
— Simon Ateba (@simonateba) March 22, 2023
@Aevann @carpathianflorist @jannies please do the needful and pin this effort
=======DUDE=======BUSSY=======LMAO========
I ran across this gentlemen sometime ago and have been meaning to cover him in some detail because he's a drama mine by the name of Simon Ateba. This all came up when he picked a fight with the utterly perfect and immune to criticism current and all time champion White House Press Secretary Karine Jean-Piere.
White House correspondent Simon Ateba has accused Biden's press secretary Karine Jean-Pierre of "discriminating" against him after she left a briefing room without answering his question. Ateba, a Cameroonian journ*list who runs the online news outlet Today News Africa, has repeatedly clashed with former White House press secretary Jen Psaki and Jean-Pierre in the past two years, accusing them of ignoring reporters in the back of the briefing room.
I respect a man who doesn't want to be put in the back of the bus.
Ateba, who has long complained about the press secretary ignoring reporters at the back, is known to be one of the loudest journ*lists in the briefing room. In May, Psaki asked him to stop interrupting after he shouted questions at her during her final briefing. "Why don't you take questions from across the room? Because that's not what you've done for the past 15 months," Ateba asked, talking over another reporter, before Psaki told him: "Simon, if you can respect your colleagues and other media and reporters in here, that would be greatly appreciated."
The increasingly tense situation between the journ*list and Biden's press secretary escalated on Thursday. Jean-Pierre walked out of the White House briefing room in visible frustration as Ateba continued talking over her, asking questions about next week's U.S.-Africa summit, as she was attempting to reply to him. "I literally just tried to answer your question, and you shut me down," Jean-Pierre said, before deciding to end the press briefing prematurely and leave the room.
On Friday, Ateba made an appearance on Fox News's show Tucker Carlson Tonight, telling the TV host that it has been a "nightmare" to cover the White House while Jean-Pierre is press secretary.
That settles it, he's officially a rightoid now. Surrender the 500 marseybuxx @jannies
"It's been a disaster, a total catastrophe, a real nightmare covering the Biden White House. Right now, I'm the voice of Africa in the U.S.—but I can confirm that the level of discrimination against me and against African journ*lists in the White House is astounding, it's disgraceful," Ateba toldlson, adding that he didn't "have questions at the White House" for three months now. "Even as President Biden is about to receive 50 African heads of state in D.C. for the U.S.-African summit, she didn't give us even a single question. I've been trying for the past three months."
The journ*list went on to accuse Jean-Pierre of discriminating against him for his accent. "I sound different. I wasn't born here. I was born in Cameroon. I speak French. I speak different languages. I don't have the American accent. I've tried. I've failed and I've decided I'll stick with my accent," Ateba told Carlson. "I'm an immigrant, and she doesn't like that," he added.
This might be a good time to say the pot is calling the kettle black, but I don't know if my DEI chairperson would condone it.
The White House did not immediately respond to a request for comment from Newsweek.
Whitehouse being again smhtbh
But that's just the boring news article. Time for the drama, Simon Ateba is a drama king and with the limits reduced on twitter his WALL OF TEXT can crit you for 9999 damage.
I would like to welcome my new 50 thousand Twitter followers who have joined me in the past one day as attacks continue to come my way. With nearly 200 thousand followers, I can keep getting the facts and the truth out! I need 1 million followers first, not to get attention, but because I have something important to share and the word has to get out. You know, true journ*lism is compassionate. It does not connive with the powerful to oppress and manipulate the poor, it afflicts the comfortable and comfort the afflicted, it looks at the little guy in the room with no voice, the little school with no water, the people with no lawyers, no consultants or public relations firms to defend them. Often journ*lists become part of the elite. They wear nice suits, drive nice cars, fly nice planes and have no idea what the people are going through. In the briefing room, they measure people based on how much money their outlet has, how many readers came in yesterday, they look down on those who are not on their so-called level, and they become entitled and the real people turn their backs on them. When they tweet, no one respond, because the people see the arrogance, the entitlement, the lack of empathy and compassion.
That's what I am telling them in the @whitehouse briefing room. Don't fly to Africa when you disrespect and sideline the African in the room.
You in the wrong neighborhood @whitehouse
Open your eyes and minds, I'm right here with you, not miles away, and even though my questions may be uncomfortable, that's simply me doing my job and that's what the American people want and that's what the First Amendment protects. That's why this is the United States, the most advanced country in the world where you can ask questions without fear of retaliation!
With a based black man throwing down with the literally Perfect and immune from criticism White House Press Secretary, the rightoids have begun to circle the wagons and praise him endlessly because we all know you can't cancel a black man.
For the resident rightoids who care about Tucker Carlson here's the clip he was featured in: https://twitter.com/simonateba/status/1614187080648646656
Attacked by pirates on the Gulf of Guinea with an AK47 to my head, kidnapped in Nigeria, dumped in the woods & left for dead, arrested in Cameroon during investigation & kept in dark cell
Turns out there are still based journos still out in the world
only to be sidelined at the White House.
Queen shit
Since then Simon Ateba has been using his massive surge in twitter followers to shit talk the white house and other journscum. It's nice to see someone besides Glenpai bussyblasting other Journs. Here's one of my favorites:
This guy @justinbaragona from @thedailybeast is a disgrace to journ*lism. He's been writing nonsense about me for sometime now. When he tweets, 5 people comment because he does not know what he's doing.
Checked and wrecked
I wonder if this guy has had a gun pointed to his head by pirates as I have, or been kidnapped, dumped in the woods and left for dead but survived, or even been arrested and kept in a dark cell while doing an investigative report. Can this guy remain a journ*list if he's not paid for one year? How much do you know about real journ*lism? Can you be hungry and thirsty and still do the work? Keep writing nonsense about me. Years from now, you will be ashamed of yourself. Anyway, all the little things that you write about me, doing propaganda for the government, the press secretary and the WHCA don't mean anything to me. May God forgive you.
He then finishes with this flattering photo of the Journ*
https://twitter.com/simonateba/status/1642972841887793153
He does a little bit of trolling every now and then too: https://twitter.com/simonateba/status/1665376757657026565
Folks, you were not friendly to the First Lady @DrBiden . Most of the over 4,000 people who commented on my previous tweet below did not wish her a happy birthday yesterday.
https://twitter.com/simonateba/status/1664925541344919552
(This is a parody, this is a satire): @JoeBiden blames @realDonaldTrump and 'racist sandbag' for falling on stage in Colorado.
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It reminds me of Howard Stern’s question to me. ‘Tell me, governor, what happens to us when we die?’ I said, ‘Nothing. You’re 6 feet under. Anyone that tells you something else is a f—ing liar.’
I said, ‘We don’t know what happens with the soul and all this spiritual stuff that I’m not an expert in, but I know that the body as we see each other now, we will never see each other again like that.
*snip
The former California Gov. said he had lost about 15 friends from back in his bodybuilding days in the last two decades and the tragic reality of our finite time on earth forced him to shift his perspective on the possibility of an afterlife.
“When people talk about, ‘I will see them again in heaven,’ it sounds so good, but the reality is that we won’t see each other again after we’re gone. That’s the sad part. I know people feel comfortable with death, but I don’t,'” he said.
Do note that Arnie never said anything about Jesus or Christians, he just said he doesn't believe in heaven.
Choice comments:
FOOL!! You "seek the guidance of a higher power" BUT REFUSE to BELIEVE IN THE SCRIPTURES!!! WHO MADE the HUMAN BODY? You were an "accident"? The brain? All an accident? The eye?? All an accident? The right amount of oxygen for humans to breathe in the atmosphere? All an accident?? Earth rotates around sun at best distance from it. All an accident?? Where is the person with 3 eyes or 2 noses or ears in front, if evolution is random?????? Does not exist!!!!! GET YOUR HEAD ON STRAIGHT.
You're at Judgement Day and there's Pelosi, kneeling at the left-hand side of the Lorde, whispering in his ear.
You ok?
How is spending eternity with your relatives you couldn't stand to be around on Thanksgiving Heaven? rofl. Think about it. Or praising Jesus for a zillion years every day? yeah real fun.
you've never been truly loved, have you? but you can have that experience with your Creator. It is up to you though
Could you please work out your daddy issues in private, peepeey? Could you please stop taking out your hatred for him on God? Thanks.
If you bothered to read more, you'd know that is simply not a fact. Though believe what you want! :) The only people stopping you are the nutjob Lefties, Woketards, and Communists. (uh...btw...I'm a staunch Conservative...and I don't believe there is a god)
You may have some conservative views, but you are not a conservative. You just displayed the fact you have nothing to conserve, Cheung. And there are at LEAST twelve historical figures who wrote about Jesus' life and work. Were they ALL lying, and YOU are the one telling the truth? Not ONE honest historian still denies the historicity of Jesus of Nazareth, knucklehead. There is simply too much evidence to deny that.
Also the Bible has predicted perfectly what has taken shape here in America and around the world on text that are over 2,000 years old.
It must have been such a miserable life for Arnold pretending to be a Republican while living like a Democrat. Democrats bring you misery.
While he lives there still remains hope for him.
Living a full life, experiences and faith have displayed to me there is a God, there is life after death and eternity in either Heaven or Heck. Choose wisely because there is no do-overs
Perhaps you should choose better. You follow a false god. I wouldn't want to be in your shoes when you stand before the gods. Why take the chance? Because wow if you are wrong you will be tormented by the gods for all eternity.
The closest I can come to believing in heck is listening to a democrat.
"There is no afterlife and “anyone that tells you something else is a f—ing liar.” You know who else said this? HITLER!
and billions of others with shedloads of common sense
So Hitler has common sense, just like you?
And now we see him for the proud elitist socialist he really is. They believe in nothing and neither should anyone else. Hope doesn't exist, now shut up and suffer, peasants.
New Snappy quote dropped.
The saddest words that will be heard (over and over again) on Judgement Day: “But Lord, I THOUGHT…” They “thought.” They “thought” God didn’t exist, nor Heaven, nor Heck. They “thought” that things that their conscience clearly told them were wrong, were right. They “thought” that science had all of the answers. They “thought” they could be their own god…
Next: Arnold declares himself to be God. Because, to be able to assert 100% certainty that there is no Heaven, no Heck, and no God, you would have to be, well… God. Think about it for a moment…
"Donald Trump on Wednesday proudly quoted a messenger who said he was “the second coming of God,” and he described himself as “the chosen one,” looking up at the sky."
Anything the WP says, I automatically take with a grain of salt, given their track record for CIA inspired BS. Anyway, IF he said it , he’s wrong too. The job of Supreme Deity is already filled, and He can’t be fired from the position…
There's a video of him saying it on that link I gave. Nice quote about the Deity!
He’s also known to say things like that to troll the media that he knows hates him. The same way rockstars say completely outlandish things sometimes, when they’re messing with or annoyed by an interviewer…
Drumpf is the AntiChrist.
i hope thats true, i can be happy never seeing or hearing from you forever. why cant you start now arnold and do us all a favor.
wow. you want this man to not exist because you disagree with him on some trivial issue? wow
Since when did Herr Muscle Brain fashion himself a philosopher and theologian?
and when he is in heck just 1 second begging for a drop of water it will be too late eternity is for ever.
Yes & AMEN
any proof of claim you idiot ?
TURN or BURN
I got a good chuckle out of that exchange
Funny though how they worship lucifer who was created by GOD! But there's nothing after
He is free to believe what he likes, he will get dose of reality when he dies, just like every other naysayer that has ever lived
Sorry, “belief” is not evidence.
talk to people that deal with the dying and the dead... they'll give you plenty of evidence.
No such evidence exists. Try again.
the fact you only choose to listen to those you already agree with is the height of ignorance. talking to someone who has experienced something so earth shattering as to change absolutely everything about themselves overnight is more than just evidence... it's proof, imo. takes months to years to brainwash someone into believing something... now explain how one experience can change a person instantly... I'll wait
Sorry, it’s your claim that evidence come from the “dead and dying” and “…he will get a dose of reality when he dies.” The burden of proof is on your shoulders to support your claim with verifiable, independent, objective evidence. Otherwise, you’re just deceived by your own confirmation bias. I can wait.
I see you're a typical lefty dingleberry that lies to make their case... care to not lie, and try again, becky?
needs to move to a deserted island with Greata A life ill spent, he is hoping for oblivion.
Imagine the conversations between those two. Makes my skin crawl. Arnie: I’m here to pump you up. Greta: How dare you?!?
Boomer humor
Arnold is a product of commie hollywood so no one would expect him to believe in The Lord, Jesus Christ, GOD. Arnold's actions during his life show that he is a dark path kind of guy.
He doesn't know but he knows? Arnold is confused, he might have the Biden Flu.
The bible is a fantasy book and certainly teaches you some positive emotions and thoughts but thats about it. Its like a bed time book story.
Boy are you going to be surprised. I applaud your bravery. God will not be mocked.
Arnold Schwarzenegger..........FAILED TO HIDE HIS NAZI OVERTONES!!!
He’s correct. Define death please. I’m waiting…
You define death since you believe there is no afterlife. I’m waiting…
Nobody knows with certainty and anybody claiming they know the truth is a fool. For all we know there can be some third option nobody ever mentioned that happens
World-renowned theologian Justin has spoken. And the kid has decided once and for all that we can't know. We should just give up. With that amount of certainty in his uncertainty, who are WE to disagree???
Oblivion awaits us all..Deal with it!
Only if your a democrat!
The rest of the comments are just fundie that boil down to "Say Christ is king right now!" or "If God isn't real then how come my church says otherwise?"
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Ron, 33, Nashville TN
Self-rated 3/10 situation
Personal Life:
Falling out with his parents
Says father was emotionally abusive/manipulative
Has since mended bridges with them somewhat?
Asked if he could move back in after getting a remote job, they said no
Good relationship with his mother, bad with his father, they are still married?
- Mother makes 200'000?
Debt from early 20s moving out of his parents house
Story time about being a boozer - timestamp
Was van living for a little while so more money to party
- Stopped in late 2019 early 2020
Addicted to Mountain Dew timestamp
Goes through 2 a day, doesn't buy from stores, just from gas stations or dunkin donuts?
"If it's a bad day I will go and get more"
"Do you have diabetes?" timestamp
"Not that I know of, I haven't been to a doctor in 5 years"
Blood sugar test timestamp
"I don't have diabetes by the way I just have all medical equipment possible because I'm afraid of something going.. bad"
New Caleb lore - he is terrified of needles and blood plus is some sort of paranoid
Apparently he does not have diabetes?
Brother had addiction stuff as well? (marijuana and alchy)
Career:
Tried to apply for real jobs out of school, never got callbacks
Call center 40 hour week
- $18 an hour
Starting a second job in a couple weeks
Variable, $18.50 after 5, $20 weekends
Also 40 hours?
Call center stuff but different from the other call center
Some online stuff
Runs DnD games online
3 hours a piece depending on how much he needs to prep
$600 a month or so
- 1 game ended
Using some site for this that pimps out DMs
Made 10k last year from this
Runs these games through his phone? "Only reason I bought it"
uses Fiverr people to do stuff for it?
Got a cat recently, photo shown to camera timestamp
His mother gave him 1'300 total last month
Expenses:
Mountain Dew:
- Unreal amounts of mountain dew more than $400 a month
Rent $1230
- Low end, not a great neighborhood, pays for laundry not within complex?
Debts:
Discover Card (Card 1) Around $3000: timestamp
Had to put car repairs on it?
4 tires and some maintenance stuff
Minimum monthly maybe $30? He's not certain
25% interest
Had paid off the card with a personal loan years prior to the car repairs
Dunkin Donuts - 2 Dews for $4 "That's how they get you"
USAA (Card 2) $7712:
20% interest, $631 lost on interest this year
Did not spend anything on there
Costco (Card 3) $908:
Paid 218 but made 185 in purchases 14 in interest
Credit limit of 750
Thinks the purchases were all unnecessary
30% interest
Car: 2010 Toyota Camry
130'000 miles
$5438 left on it
4.99% interest rate
Bought right before the pandemic hit
Personal Loan $18'173 timestamp:
2 or 3 cards, and the rest of the loan balance of the van he had, has since sold Van
$584 min payment
originally 25'000
Student Loans:
Majored in Business?
Southern Hampshire University?
$38'900 federal student loans, Probably 470 minimum payment
These are why he decided to get a second job
Savings:
Checking
Gets money from his mother?
26.76 => 5132 - 3918 => 1247
Business Checking account for his DnD thing:
- "Cloak & Dagger LLC"?
Budget Section timestamp:
- -$1231 between minimum budget and basic survival currently without the second job